The Cash App text message settlement has attracted attention from people who received unwanted Cash App referral texts. The case involved allegations that Cash App’s “Invite Friends” feature sent referral messages without proper consent.

So, who qualified, how much could people receive, and are new claims still available? This guide explains the settlement in simple terms and covers the latest payment information.

1. What Is the Cash App Text Message Settlement?

The Cash App text message settlement came from a class-action lawsuit called Bottoms v. Block, Inc.

The lawsuit focused on Cash App referral messages sent to certain Washington residents.

• The case involved Cash App’s “Invite Friends” referral program.
• The lawsuit alleged that some referral texts were sent without prior consent.
• Block, Inc., the company behind Cash App, denied wrongdoing.
• Block agreed to a settlement rather than continuing the dispute in court.
• The proposed settlement fund was $12.5 million.
• The court granted final approval on December 2, 2025.
• Eligible people had to meet specific requirements.
• The case was handled in the U.S. District Court for the Western District of Washington.
• The settlement was not a general payment for every Cash App user.
• Instead, it applied to a defined group of people.
• The settlement focused on referral texts, not ordinary Cash App payment notifications.
• A referral text could encourage someone to join Cash App.
• Some messages included a referral code and promotional offer.
• The settlement administrator handled claims and payments.
• The claim deadline has already passed.
• Therefore, people cannot simply submit a brand-new claim today.
• Approved claimants may still need to check payment status.
• The official settlement website provides case updates.
• The case is separate from other Cash App-related settlements.
• That distinction is important when searching online for “Cash App settlement.”

2. Why Did Cash App Face a Text Message Lawsuit?

The lawsuit centered on Cash App’s referral system.

In particular, the complaint alleged that referral messages could be sent to contacts without the recipients first agreeing to receive them.

• Cash App offered an “Invite Friends” feature.
• Users could invite people from their contacts.
• The system could generate a pre-written referral message.
• The message could contain a Cash App referral link.
• It could also include a promotional incentive.
• The lawsuit claimed some recipients had not consented.
• The case was based on Washington state law.
• It did not apply automatically to people in every state.
• Block disputed the allegations.
• The company did not admit wrongdoing as part of the settlement.
• The settlement resolved the lawsuit without a finding that Block violated the law.
• The court approved the agreement.
• Settlement funds were then used according to the agreement.
• Valid claimants could receive a payment.
• Administrative costs were also paid from the settlement fund.
• Attorney fees and other court-approved expenses were included.
• The case therefore involved more than simply sending annoying texts.
• It raised questions about consent and automated referral messaging.
• That is why the case attracted attention.
• Ultimately, the settlement provided a way to resolve the dispute.

3. Who Was Eligible?

Eligibility was limited to a specific group.

According to the official settlement website, a person generally needed to have received a qualifying Cash App referral text while living in Washington and without clearly giving advance consent.

• The recipient needed to be a Washington resident at the relevant time.
• The person needed to receive a Cash App referral program text.
• The relevant period began November 14, 2019.
• The message had to fall within the settlement’s qualifying period.
• The recipient generally could not have clearly consented beforehand.
• The message needed to be related to Cash App’s referral program.
• Ordinary payment notifications were not automatically covered.
• A Cash App account was not necessarily required to receive a qualifying text.
• The settlement was based on the recipient and message circumstances.
• Location was an important eligibility factor.
• Washington residency was a key requirement.
• People outside Washington generally were not members of this settlement class.
• The claim also needed to be submitted on time.
• A valid claim was required for a settlement payment.
• Simply receiving any Cash App text did not guarantee money.
• The administrator reviewed claims under the settlement rules.
• Some claims could be rejected if they did not satisfy the requirements.
• The settlement class had a specific legal definition.
• Therefore, online posts saying “every Cash App user gets a check” are misleading.
• Always check the official settlement information instead.

4. What Did the Cash App Referral Text Look Like?

A qualifying referral text was connected to Cash App’s “Invite Friends” feature.

The official settlement website gives an example of the type of message involved.

• It could begin with a friendly invitation.
• It could mention using Cash App to send money.
• It could mention the Cash Card.
• It could invite the recipient to try Cash App.
• It could include a referral code.
• It could contain a Cash App link.
• It could mention a promotional reward.
• The message could look like an ordinary text from a friend.
• However, the lawsuit focused on how the message was generated and sent.
• The recipient might not have requested the invitation.
• The message was different from a payment notification.
• It was also different from a message saying someone had sent money.
• The key issue was the referral program.
• Not every Cash App-related message qualified.
• The exact wording could vary.
• The settlement administrator used specific records to identify qualifying messages.
• People did not need to rely only on remembering the exact wording.
• Settlement records were important for claim processing.
• Therefore, deleting the original message did not automatically determine eligibility.
• The settlement rules controlled eligibility.

5. How Much Was the Cash App Text Settlement Worth?

The settlement fund was $12.5 million.

However, that does not mean every person received $12.5 million divided equally in a simple calculation.

• The settlement fund was established to resolve the lawsuit.
• Settlement payments depended on valid approved claims.
• Other approved expenses were also paid from the fund.
• The original estimate for individual payments was roughly $88 to $147.
• Payment amounts could depend on the number of valid claims.
• Later, the official administrator reported a $394.36 settlement award per accepted claim.
• This figure reflects the payment information provided by the settlement administrator.
• It should not be confused with the total settlement fund.
• Not every Cash App user qualified.
• Not everyone who received a Cash App message necessarily qualified.
• A person needed to satisfy the settlement definition.
• A timely claim was also necessary.
• The claim deadline was October 27, 2025.
• New claims are no longer being accepted.
• Approved claimants may therefore be more interested in payment tracking now.
• Online articles may show older estimated amounts.
• That can create confusion.
• Always check the latest administrator update.
• Avoid relying on random social media posts for payment amounts.
• The official settlement website is the best place for case-specific information.

6. Has the Cash App Text Message Settlement Been Approved?

Yes.

The court granted final approval of the settlement on December 2, 2025.

• The case is no longer waiting for preliminary approval.
• Final approval allowed the settlement to move toward distribution.
• Eligible claimants who submitted valid claims could receive payments.
• The settlement administrator began processing distributions.
• Payment problems were also addressed through reissue procedures.
• The administrator published payment updates.
• Some digital payments failed.
• Some mailed checks were returned.
• Reissue requests were processed.
• The administrator said reissued checks were mailed.
• The case therefore moved beyond the claim-filing stage.
• People who never filed a claim cannot normally enter the settlement now.
• Existing claimants can still need payment information.
• The official administrator remains the appropriate source.
• Court approval made the settlement binding under its terms.
• Block continued to deny wrongdoing.
• Approval did not mean the court found Block liable.
• Instead, the settlement resolved the allegations.
• This distinction matters when reading online summaries.
• In short, the settlement was approved and moved into distribution.

7. When Was the Claim Deadline?

The claim deadline was October 27, 2025.

That deadline has passed.

• Eligible class members needed to submit a claim by the deadline.
• Late claims are generally not accepted.
• The deadline applied to the Cash App text-message settlement.
• It should not be confused with deadlines from other Cash App cases.
• Different lawsuits can have different deadlines.
• Some online pages may still display old claim forms.
• That does not mean new claims are currently open.
• The official settlement website identifies the deadline as passed.
• People who already filed should focus on payment status.
• People who did not file should not assume they can receive a payment.
• A qualifying text alone was not enough.
• A timely claim was required.
• The settlement administrator handled claim submissions.
• Claims were reviewed under the settlement agreement.
• Approved claims moved into payment processing.
• Some payment methods could fail.
• Reissue procedures were available for certain problems.
• Checking the official case information is safer than following social media links.
• Be especially careful with messages asking for payment to “release” settlement money.
• Legitimate settlement information should come from the official administrator.

8. Are Cash App Settlement Payments Being Sent?

Yes, payments have been processed for approved claimants.

The official settlement administrator reported that failed digital payments and returned checks were processed and reissued.

• Some claimants received payments electronically.
• Some received paper checks.
• Failed electronic payments could require reissue.
• Returned checks could also be reissued.
• The administrator provided updates about these payments.
• Approved claimants should check the information they submitted.
• A missing payment does not automatically mean a claim was rejected.
• Delivery problems can happen.
• Incorrect contact information can create problems.
• Returned mail can delay payment.
• Digital payment failures can also create delays.
• The administrator provided instructions for certain reissue requests.
• Payment processing is separate from submitting a new claim.
• New claims are not currently open.
• Existing claimants should use official case information.
• Be cautious about unofficial payment trackers.
• Do not pay someone simply to “unlock” a settlement check.
• Do not provide sensitive banking information to random callers.
• Use official contact details from the settlement administrator.
• Keep your settlement correspondence until the matter is fully resolved.

9. What If Your Settlement Check Never Arrived?

A missing check does not necessarily mean your claim failed.

For example, mail can be returned or a payment can fail.

• Check whether you submitted a valid claim.
• Review any settlement emails you received.
• Look for official payment notices.
• Check your mailing address if the administrator provided a way to do so.
• Watch for returned-mail instructions.
• Do not use phone numbers from random social media posts.
• Use contact information published by the official settlement administrator.
• The administrator reported processing returned checks.
• Reissued checks were also mailed.
• Some failed digital payments were reissued as paper checks.
• Delivery timing can vary.
• A check can also take time to arrive after mailing.
• Do not assume a missing check means someone stole your payment.
• First verify your claim status.
• Then follow the official reissue instructions.
• Avoid settlement scams.
• Never pay a stranger to verify your eligibility.
• Never send your password to someone claiming to be a settlement agent.
• Never click suspicious links in unsolicited messages.
• Official information should be your first stop.

10. Is This the Same as the Cash App Data Breach Settlement?

No.

This is one of the biggest sources of confusion around Cash App settlement searches.

• The text-message case was separate from the data-related cases.
• The text case involved Cash App referral messages.
• The data-related litigation involved different allegations.
• The eligibility rules were different.
• The deadlines were different.
• The payment amounts were different.
• The settlement websites were different.
• Therefore, a person should not combine the two cases.
• A search for “Cash App settlement” can produce several results.
• Some pages may discuss data security.
• Others may discuss referral texts.
• Some may discuss government enforcement.
• These matters should be checked separately.
• The Bottoms case specifically concerned referral texts.
• It involved Washington residents under the settlement definition.
• The claim deadline for that case has passed.
• Other Cash App matters may have different compensation programs.
• A person receiving a payment from one case does not automatically qualify for another.
• Always identify the exact case name.
• Also check the official administrator.
• That simple step can prevent a lot of settlement confusion.

11. What Was Bottoms v. Block?

Bottoms v. Block, Inc. was the formal name of the text-message class action.

The case was filed in federal court in Washington.

• The case number was 2:23-cv-01969-MJP.
• The defendant was Block, Inc.
• Cash App was the relevant consumer-facing service.
• The lawsuit concerned referral text messages.
• The allegations involved Washington law.
• The case sought relief for qualifying recipients.
• Block denied the allegations.
• The parties agreed to settle the dispute.
• The settlement fund was $12.5 million.
• The court reviewed the settlement.
• Final approval was granted in December 2025.
• Claims were then processed.
• Payments followed for approved claims.
• The administrator later published payment updates.
• Some payment methods required reissue.
• The case therefore progressed from litigation to settlement distribution.
• The official settlement website contains the case information.
• People searching for the case should use its formal name.
• Doing so makes it easier to avoid unrelated Cash App lawsuits.

12. Can You Still File a New Claim?

No, the normal claim deadline has passed.

The deadline for submitting a claim was October 27, 2025.

• New claims are not currently being accepted.
• The settlement has already moved into distribution.
• People who submitted valid claims should check their payment status.
• People who missed the deadline generally cannot file a new claim.
• A qualifying text received in the past does not reopen the claim period.
• Social media advertisements may sometimes make old settlements look active.
• Always check the official administrator.
• Do not trust a website simply because it uses the words “Cash App settlement.”
• Check the case name.
• Check the official settlement administrator.
• Check the deadline.
• Check whether the page is still accepting claims.
• Avoid paying third parties to submit a claim.
• Be cautious with unexpected settlement emails.
• Never share your Cash App PIN.
• Never share your account password.
• Never send money to receive a settlement payment.
• Legitimate settlement programs do not require you to pay a random person first.
• When in doubt, verify the case independently.

13. How Can You Check Your Cash App Settlement Status?

If you filed a claim, the best option is to use the official settlement information.

The administrator provides case updates and contact information.

• Find the official Bottoms settlement website.
• Use the claim information associated with your submission.
• Review any payment notices you received.
• Check whether your payment was issued.
• Look for returned-mail information.
• Review reissue instructions when applicable.
• Keep your claim confirmation if you have it.
• Do not share your claim information publicly.
• Do not post private payment details on social media.
• Ignore websites promising instant settlement verification for a fee.
• Check official updates before contacting third parties.
• If your payment failed, review the administrator’s instructions.
• If your check was returned, follow the published reissue process.
• Keep copies of important settlement emails.
• Be patient with mailed payments.
• Check your mail carefully.
• Watch for legitimate settlement correspondence.
• Do not assume every Cash App settlement email is genuine.
• When something looks suspicious, verify it through the official case website.

14. What Does a Cash App Settlement Text Mean?

The phrase “Cash App settlement text” can mean different things online.

That is why context matters.

• It could refer to the Bottoms class-action settlement.
• It could refer to an email or text about an existing claim.
• It could refer to a news article about Cash App litigation.
• It could also refer to an unrelated scam.
• A settlement-related text does not automatically prove eligibility.
• A message asking for money should raise suspicion.
• A message asking for your password is suspicious.
• A message asking for your Cash App PIN is suspicious.
• A message containing an unfamiliar link should be treated carefully.
• Verify the sender independently.
• Do not trust urgency-based messages.
• Never send money to “unlock” a settlement.
• Check the official administrator instead.
• Look for the exact case name.
• Compare the information with the official website.
• If the details do not match, stop.
• Settlement scams often rely on excitement about free money.
• A real settlement process still follows legal rules.
• Verification is always smarter than clicking first.

15. How to Avoid Cash App Settlement Scams

Settlement news can attract scammers because people naturally pay attention when money is involved.

Fortunately, a few simple habits can protect you.

• Never pay a fee to receive a settlement payment.
• Never give your Cash App PIN to a caller.
• Never share your password.
• Do not provide verification codes to strangers.
• Avoid suspicious shortened links.
• Check the official settlement website yourself.
• Do not trust screenshots as proof.
• Verify the case name.
• Verify the settlement administrator.
• Check the official deadline.
• Be careful with urgent language.
• Be suspicious of “claim expires today” messages.
• Do not download unknown apps to receive a payment.
• Do not allow remote access to your phone.
• Never send money back because someone claims they overpaid you.
• Ignore people promising guaranteed settlement money.
• Do not post personal claim details publicly.
• Use official contact information.
• When something feels strange, stop before responding.
• Remember: free money should not require you to pay a stranger first.

16. Why Are There So Many Cash App Settlement Articles Online?

Search results can be confusing because several Cash App-related legal matters exist.

As a result, one headline can easily get mixed with another.

• Some articles discuss text-message lawsuits.
• Others discuss data security.
• Some discuss consumer protection.
• Government agencies have also announced Cash App-related settlements.
• Different cases have different eligibility rules.
• Different cases can have different payment dates.
• Some deadlines have already passed.
• Some compensation programs may be handled separately.
• Search snippets may show outdated information.
• Old articles can continue appearing in search results.
• Social media posts may recycle old settlement news.
• A headline may not tell you the full case details.
• Always check the publication date.
• Then check the official case website.
• Look for the case name.
• Look for the court information.
• Check whether claims are still open.
• Compare the payment information with official updates.
• This extra step can save time.
• It can also help you avoid scams.

17. Is the Cash App Text Settlement Still Open in 2026?

No.

The claim-filing period for the Bottoms settlement has ended.

• The settlement received final court approval.
• The claim deadline was October 27, 2025.
• The administrator moved into payment distribution.
• Approved claimants could receive settlement awards.
• Failed payments were addressed through reissue procedures.
• Returned checks were also processed.
• Therefore, the main issue in 2026 is payment status rather than new claims.
• People who never filed should not expect a new claim window.
• People who filed can check official updates.
• Payment amounts may be discussed differently across older articles.
• The administrator’s updates are more useful than old estimates.
• Search results should always be checked against official information.
• Do not confuse this case with other Cash App settlements.
• Do not assume every Cash App user qualifies.
• Do not assume every Cash App message qualifies.
• Eligibility was based on specific settlement criteria.
• Washington residency was important.
• The referral-text issue was central to the case.
• In short, this particular settlement is no longer accepting new claims.

18. What Should Approved Claimants Do Now?

If you already submitted a claim, there is no need to start the claim process again.

Instead, focus on your payment information.

• Keep your claim confirmation.
• Check your email for official notices.
• Check your physical mail.
• Watch for a settlement check.
• Review any payment notification.
• Follow official instructions if a payment failed.
• Follow official instructions if a check was returned.
• Keep your address information updated when the administrator allows it.
• Do not submit duplicate claims.
• Do not pay someone to “speed up” your payment.
• Do not provide your Cash App PIN.
• Do not share your password.
• Do not respond to suspicious settlement messages.
• Use the official settlement website for updates.
• Contact the administrator through its published channels when necessary.
• Keep copies of relevant correspondence.
• Be patient with mailed payments.
• Verify unusual requests independently.
• Once payment is received, keep the documentation for your records.

19. What About the New Cash App Settlements in 2026?

The text-message settlement is not the only recent Cash App-related legal development.

For example, in July 2026, multiple state attorneys general announced a separate $45 million multistate settlement with Block concerning allegations about Cash App fraud protection, safety representations, and dispute-resolution practices.

• This $45 million matter is separate from the $12.5 million text-message case.
• It involves different allegations.
• It involves different government enforcement activity.
• It should not be confused with Bottoms v. Block.
• The July 2026 announcements involved numerous states.
• The allegations concerned consumer protection and fraud issues.
• The settlement included commitments involving customer support.
• It also addressed fraud complaint handling.
• The matter involved Block, Cash App’s parent company.
• Compensation arrangements can differ from the text-message case.
• Different eligibility rules may apply.
• Different notices may be sent.
• Different administrators may be involved.
• Therefore, searchers should identify which settlement they are reading about.
• The phrase “Cash App settlement” alone is too broad.
• Case names and official government announcements provide better context.
• The CFPB also has a separate Block-related redress matter.
• Its official site says checks began mailing June 8, 2026.
• These developments show why settlement searches can become confusing.
• Always identify the exact case before taking action.

20. Where Should You Get Official Cash App Settlement Information?

The safest approach is to start with an official source.

For the text-message case, the official settlement administrator is the most relevant source.

• Use the official Bottoms settlement website.
• Check the court case name.
• Check the settlement administrator’s latest update.
• Review payment information there.
• Check official instructions before responding to any message.
• Avoid random “claim helper” websites.
• Avoid websites asking for upfront fees.
• Avoid suspicious phone numbers found in social media comments.
• Do not trust copied settlement articles without checking dates.
• Look for official court or administrator information.
• Government websites can also help confirm separate settlements.
• The CFPB website is useful for its own Block-related matter.
• State attorney general websites can confirm multistate enforcement announcements.
• Official sources are especially important when money is involved.
• Check dates because settlement information changes over time.
• Do not assume an old claim form is still active.
• Do not assume a payment estimate is current.
• Verify before sharing personal information.
• A few minutes of checking can prevent a major headache.

21. Quick Cash App Text Message Settlement Checklist

If you searched for the settlement because you received a Cash App-related message, use this quick checklist.

• Did you receive a Cash App referral text?
• Were you living in Washington when you received it?
• Did the message relate to the Invite Friends program?
• Did you submit a settlement claim before October 27, 2025?
• Do you have a claim confirmation?
• Have you received an official payment notice?
• Could your check have been returned?
• Could your digital payment have failed?
• Have you checked the official settlement website?
• Are you relying on a current source rather than an old article?
• Does the message ask you for money?
• Does it ask for your Cash App PIN?
• Does it ask for your password?
• Does it contain a suspicious link?
• Is someone promising you guaranteed money?
• Are you being pressured to act immediately?
• Have you verified the case name?
• Have you checked whether the information belongs to Bottoms v. Block?
• Are you confusing this case with another Cash App settlement?
• If something looks suspicious, have you stopped before responding?

FAQs

What is the Cash App text message settlement?

The Cash App text message settlement refers to Bottoms v. Block, Inc., a class action involving alleged unsolicited Cash App referral texts sent to certain Washington residents. The settlement fund was $12.5 million and received final court approval in December 2025.

Can I still file a Cash App text message settlement claim?

No. The claim deadline was October 27, 2025, and the official settlement website states that the deadline has passed. Existing approved claimants can still review payment information.

How much was the Cash App text settlement payment?

The settlement administrator reported a $394.36 settlement award per accepted claim in its April 2026 distribution update. Earlier settlement estimates were lower, so current administrator information should be used instead of older articles.

Who qualified for the Cash App text settlement?

The settlement class generally covered people who received a qualifying Cash App referral-program text while residing in Washington and who had not clearly consented in advance. Other requirements and the claim deadline also applied.

Is every Cash App settlement the same?

No. Cash App has been involved in multiple legal and regulatory matters. The $12.5 million referral-text settlement is separate from other Cash App-related settlements and government actions announced in 2026.

Conclusion

The Cash App text message settlement was a specific class-action case involving alleged unsolicited referral texts sent through Cash App’s Invite Friends program. The $12.5 million settlement received final approval, and the claim deadline has already passed.

If you filed a valid claim, focus on checking your payment status through official settlement information. If you receive a new message claiming you have “Cash App settlement money,” verify it carefully before clicking anything or sharing personal information.

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